Happy New Year. The holidays are behind us, inboxes are filling back up, and across Ontario fertility clinics, a familiar January question is already starting to echo:

“Can you send me a summary of everything I paid last year?”

This year, though, it’s different.

Tax Season 2026 marks the very first year patients can claim the new Ontario Fertility Treatment Tax Credit (OFTTC) for expenses paid in 2025. For patients, this is welcome news. It offers a meaningful financial offset during an already emotional and expensive journey.

For clinic teams, however, it often means weeks of digging through records, pulling receipts, and responding to hundreds of well-intentioned requests.

At Fertility Billing Solution (FBS), we saw this coming. And we believe highly trained clinic staff should not spend January piecing together financial histories by hand.

Here is how we are helping our partner clinics stay ahead and giving patients peace of mind this tax season.

The FBS Proactive Promise: January 31, Handled

If your clinic uses FBS for billing and cryostorage management, you can exhale.

We have taken the receipt rush off your plate.

By January 31, 2026, FBS will automatically send every patient who made a payment through our system in 2025 a clear, itemized financial summary of their eligible transactions.

This is not a generic email blast. It is a personalized, professional summary designed to help patients prepare their tax filings without needing to contact your front desk.

What this means for clinics:

• No manual work
  No spreadsheets, no custom reports, no last-minute scrambling.
  
• Fewer calls and emails
  Most patients get what they need before they even think to ask.
  
• A better patient experience
  A thoughtful, proactive touch that shows you are supporting them beyond clinical care.
  

Helping Patients Understand the OFTTC (Without Giving Tax Advice)

Patients often look to their clinic first when tax questions come up. While clinics cannot provide tax advice, they can provide clarity.

To support your patient communications, here is a simple, shareable overview of the Ontario Fertility Treatment Tax Credit for the 2025 tax year.

Understanding Your 2025 Ontario Fertility Tax Credit

If you paid out-of-pocket fertility expenses in 2025, here is what to know as you prepare your taxes.

1. What is the OFTTC?
A refundable Ontario personal income tax credit designed to help offset eligible fertility treatment costs.

2. How much can you claim?

• 25% of eligible expenses
  
• Up to $20,000 in expenses per year
  
• Maximum annual credit of $5,000
  

3. What expenses are typically eligible?
Eligible expenses generally include fertility-related costs paid for the purpose of conceiving a child that are not covered by the Ontario Fertility Program (OFP), such as:

• IVF or IUI cycles outside the provincial program
  
• Egg, sperm, or embryo freezing
  
• Annual cryostorage fees paid in 2025
  
• Thawing procedures
  

4. How do you claim it?
You claim the credit when filing your 2025 Personal Income Tax and Benefit Return, which most people are preparing now in early 2026. You will need receipts or a financial summary from your clinic, like the one provided through FBS.

Looking Ahead

The OFTTC is a meaningful step forward for Ontario families. Our role at FBS is to make sure the administrative side of fertility care keeps pace with that progress and does not slow it down.

To our existing patients, keep an eye on your inbox later this month for your 2025 payment summary.

To clinics still handling receipts manually, if January feels overwhelming every year, we would love to show you how this can be automated so tax season 2027 feels very different.

Disclaimer: Fertility Billing Solution does not provide tax advice. This information is for educational purposes only, based on publicly available government guidance for the 2025 tax year. Patients should consult a qualified tax professional for advice specific to their situation.

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